Frequently Asked Questions:
What is your rate, and what does this include?
My rate is $120 per 50-minute session.
Can I use my insurance to cover my counseling sessions?
I am an Out-of-Network Provider with insurance companies. This means that I provide a receipt that you can submit to your insurance company on your own for reimbursement after session. Many clients I work with have their sessions reimbursed fully by their insurance company.
How can I find out if my insurance will reimburse my therapy session?
It is important to contact your insurance company ahead of time to determine what amount they are willing to reimburse. This can vary across insurance providers. You are responsible for determining this with your insurance company prior to our first meeting.
In order to assist you with determining what your insurance will cover, have a look at this Insurance Cheat Sheet. This provides step-by-step instructions of how to determine your Out of Network insurance benefits and receive timely reimbursement for your sessions with me.
What are the benefits of meeting with an out of network therapist?
When meeting with an in-network therapist, your therapist might be required to submit confidential information in order to justify your treatment. Your insurance company may dictate aspects of your treatment that conflict with your therapist’s clinical judgement, including manner of treatment and number of sessions.
Due to the fact that I am not in contract with your insurance company, they have less say about what goes on in your treatment. Some people feel more comfortable knowing that their therapist is able to make decisions about the provision of mental health care without the influence of a third-party.
My insurance company does not cover sessions, but I really want to meet with you- is it worth the expense?
Therapy is not one-size-fits-all, and therapists have varying approaches and therapeutic styles. It’s important to consider the qualities that would be important to you in a therapist, being that this relationship becomes the guiding vehicle that helps you work toward change.
How can I manage the cost of therapy if my insurance does not cover sessions?
Many high-deductible plans offer something called a Health Savings Account (HSA). Employers will often provide a deposit into this account to offset the cost of the deductible. While you will need to check with your employer to determine what this amount is and whether this applies to you, it is possible that the employer-funded HSA can be used to use cover your mental health expenses. I do accept checks or HSA debit cards.
*Please note that all information above regarding insurance is general information based on my own experience with certain insurance companies. You are responsible for contacting your own insurance company to determine what your benefits are. I cannot guarantee any information regarding your own insurance carrier and what benefits they offer.
Please contact me with any questions about navigating your insurance benefits!
Like wildflowers; you must allow yourself to grow in all the places people thought you never would.E.V